Clinical Life

Clinical Life Research Review

Life Insurance for self-employed medical professionals

A Life Insurance policy is designed to provide peace of mind that loved ones and financial commitments such as residential and investment debt can all be managed in the event of the life insured passing away. Whether it’s retiring debt or ensuring that the surviving spouse/partner has sufficient funds to continue managing daily expenses like school fees, bills etc.– both are important issues and if not properly addressed then the ramifications can be severe. Making relevant plans in the event of one’s passing is both respectful and responsible to loved ones but, how best is a Life Insurance policy structured to maximise tax deductions and therefore minimise overall costs?

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